Building Wealth

Professional financial advisers share fresh insights and best practices for working with clients to build and protect wealth.

April 25, 2018

Roth IRA Utopia: Is Now the Right Time to Convert?

With the new tax law in place, there are several reasons why converting from a traditional IRA to a Roth could make sense for you now. But here are five critical points you need to keep in mind.

See More On: Roth IRAs | 401(k)s | Financial Planning

April 25, 2018

Rent? Own? Single? Children? 4 Case Studies Show How New Tax Law Could Affect You

To see which way your tax bill might be headed in 2018, take a look at these four scenarios comparing the taxes certain types of people would pay in 2017 with their 2018 projected tax bills. Where do you fit in?

See More On: Tax Planning | Financial Planning | Making Your Money Last

April 24, 2018

5 Tips on Applying for Social Security Disability Insurance Benefits

The road is not an easy one, but even if you've been denied, there are ways you can improve your chances at getting the help you need (and that you paid for through your FICA payroll taxes).

See More On: Social Security | Employee Benefits | Family Finances

April 24, 2018

One Way to Create Income for Life and a Guaranteed Inheritance for Your Kids

Here's how I helped my client take the RMDs he didn't need and turn them into peace of mind for his children's future.

See More On: Making Your Money Last | Estate Planning | Family Finances

April 23, 2018

Crypto Trading 101: Identifying Safe (Or at Least Safer) Cryptocurrency Exchanges

Before you take the plunge, take the time to do a series of background checks on the exchange you're thinking of using. Some have much stronger protections and better reputations than others.

See More On: Saving for Retirement | Wealth Management

April 23, 2018

Fiduciary Rule Struck Down But Plan Sponsors Not Off the Hook

Despite a circuit court ruling that essentially (at least for now) nullifies the Department of Labor's consumer protections, retirement plan sponsors still need to do the right thing … or else. And consumers need to keep an eye out.

See More On: 401(k)s | Financial Planning | IRAs

April 20, 2018

Getting Remarried? 5 Financial Steps to Take Before Tying the Knot (Again)

The stakes can be higher for a second marriage, because you probably have built a more established career, have amassed more assets and possibly some children as well. So be prepared before you set foot down that aisle.

See More On: Family Finances | Financial Planning | Making Your Money Last

April 19, 2018

All Aboard the Tax Volatility Train

The passage of the 2017 Tax Cuts and Jobs Act was the beginning of tax change, not the end. It's likely to touch off plenty more changes ahead ... so be prepared to take advantage of them if you can.

See More On: Tax Planning | Family Finances | Financial Planning

April 19, 2018

What is the Central Bankers' Bubble and Will It Burst?

Easy-money policies across the globe have set us up for some rocky times ahead. Here's why, and what retirement savers and investors should be doing now to protect themselves.

See More On: Saving for Retirement | Financial Planning | Stocks & Bonds

April 18, 2018

Retirees Often Make This Major Social Security Mistake

Many people take Social Security early and put off tapping into their IRAs and 401(k)s until they must. But that's the opposite of what most should do, because waiting until 70 to take benefits can pay off in more ways than one.

See More On: Social Security | 401(k)s | Family Finances

April 18, 2018

IRS Scams: How to Spot Them and Report Them

If you're getting hounded by calls, emails or letters from the IRS, how do you know they're legit? Here are some warning signs of scams to watch out for.

See More On: Scams | Family Finances | Tax Planning

April 17, 2018

5 Things to Do the Moment a Loved One Passes Away

You might not be thinking about the practical tasks that need to be accomplished as soon as possible, but these steps are critical to safeguard an estate and ensure that it is passed down as smoothly as possible.

See More On: Estate Planning | Family Finances | Financial Planning

April 16, 2018

Annuities: The 'Bad,' the 'Good' and the 'Misunderstood'

Let me set the record straight on the two main types of annuities for you.

See More On: Making Your Money Last | Annuities | Family Finances

April 16, 2018

3 Smart Ways to Give to Charity Under New Tax Law

Starting in 2018, the tax deduction that giving to charity provides may be no longer be available to many people. That is, unless they change the way they give. Here are three strategies to help keep the deduction many count on.

See More On: Tax Planning | Financial Planning | Tax Breaks

April 13, 2018

Employees: How to Maximize Your Tax Breaks in 2018 and Beyond

The Tax Cuts and Jobs Act preserved or even beefed up many tax breaks available through workplace benefits programs. Here's how to make the most of those benefits.

See More On: Tax Planning | Employee Benefits | Tax Breaks

April 12, 2018

What's a Trade War? The Arguments For and Against Protectionism

You've heard the term bandied about lately, but do you understand what a trade war with China would really be like? Are we headed that way, or is this more of a bargaining chip for future negotiations? It's worth exploring.

See More On: Markets | Financial Planning | Foreign Stocks & Emerging Markets

April 11, 2018

Rates Are Rising. Is It Time to Sell Your Bonds?

Conventional wisdom holds that bonds' value falls as rates rise, and rates are rising, so now what? Well, before you start selling, read this.

See More On: Saving for Retirement | Financial Planning | Markets

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